Why You Should File a Workers’ Compensation Claim Even for a Minor Injury
When people think about workers’ compensation, they often picture injuries that result in severe pain and make it hard for an employee to work for a long time. Many people assume that workers’ compensation only covers injuries resulting from serious accidents, such as broken bones, head injuries, and lasting disabilities. However, this is not true, even in Vermont. The workers’ compensation system exists to protect covered employees who sustain any type of work injury. Even if your injury seems minor, you are eligible to file a workers’ comp claim. In fact, it is important that you file a claim. Neglecting to take action can have serious consequences.
Below, we look at why you should file a workers’ compensation claim even for a minor injury.
- Minor Injuries Can Worsen Over Time
An injury might appear minor at first, but worsen over time. For example, you might currently be dealing with a small cut, but what if it becomes infected and you require additional medical care? In such a case, if you did not report the original injury and file a workers’ compensation claim, proving that your injury is work-related may be challenging. By reporting your seemingly minor injury and filing a claim, you ensure that a documented record of the incident and injury already exists, making it easier to seek additional benefits if your condition worsens.
- Filing Early Protects Your Legal Rights
Vermont workers’ compensation law requires injured employees to report their work-related injuries within a specific time to retain their right to file a claim. Generally, you are required to inform your employer of your injury immediately or as soon as possible. By reporting your minor injury to your employer and filing a claim, you establish a record that protects your right if your condition worsens. If you wait to report your injury or file a claim after your condition has worsened, your claim could be denied.
- Workers’ Compensation Covers More Than Lost Wages
Some injured employees skip filing a workers’ compensation claim for a seemingly minor injury because they assume that workers’ compensation only covers injuries that prevent a person from working. In Vermont, workers’ compensation covers several damages, including;
- All reasonable and necessary medical treatment
- Travel expenses if the travel is necessary for medical treatment related to the work injury
- Lost wages if you can’t work or need modified duties
Even if your injury does not prevent you from working, you should still file a claim and seek compensation for medical expenses and related out-of-pocket expenses.
Do You Need an Attorney for a Minor Injury?
While you might be able to handle your case alone if yours is a minor, straightforward injury, it is advisable that you at least consult an attorney. However, if things get complicated or your claim is disputed, you should hire an experienced Vermont workers’ compensation attorney. An attorney can protect your rights, handle disputes, collect evidence, and ensure you recover the benefits you deserve.
Contact a Vermont Workers’ Compensation Attorney
If you are unsure whether to file a claim, contact a skilled Vermont workers’ compensation attorney at Sluka Law PLC to schedule a consultation and discuss your case.
Source:
labor.vermont.gov/sites/labor/files/doc_library/Worker%27s%20Comp%20Rules%20index.pdf
