5 Mistakes That Could Quietly Sink Your Vermont Workers’ Comp Claim

Nobody plans on getting hurt at work, and even fewer people know the ins and outs of workers’ compensation law before they need it. Unfortunately, some of the most common mistakes after a workplace injury happen in the first few days, often before anyone even realizes there’s a problem. Our Vermont workers’ compensation attorneys provide guidelines for what to watch out for.

Waiting Too Long to Report the Injury

It’s tempting to shake off a minor ache and keep working, especially if you’re not sure how serious the injury is yet. But waiting too long to tell your employer can hurt your claim later. Under 21 V.S.A. § 656, a claim for compensation generally must be made within six months of the date of injury, and notice to your employer should happen as soon as practicable. Delaying gives insurance adjusters an opening to argue the injury wasn’t work-related at all, or happened somewhere else entirely.

Skipping Medical Treatment or Downplaying Your Pain

Some workers try to tough it out rather than seeing a doctor right away. Others see a doctor but minimize their symptoms, not wanting to seem dramatic. Both can backfire. Medical records are often the backbone of a workers’ comp claim, and gaps or inconsistencies in your treatment history give insurers ammunition to dispute how serious your injury really is.

Not Following the Treatment Plan

Missing appointments, skipping physical therapy, or returning to work against medical advice can all be used against you. Insurance companies look for reasons to argue that your ongoing pain or disability isn’t as bad as you claim, and a spotty treatment record makes that argument easier for them to make.

Talking to the Insurance Adjuster Without Guidance

It’s easy to assume the adjuster assigned to your case is just there to help. In reality, their job includes keeping costs down for the insurance company. Recorded statements, casual conversations, and even friendly check-in calls can be used to poke holes in your claim later.

Posting About It on Social Media

A photo from a family gathering, a comment about “feeling better,” or even a post unrelated to your injury can be twisted to suggest you’re exaggerating your limitations. It’s safest to stay quiet about your case online while it’s active.

Avoiding these mistakes early on can make a real difference in how smoothly your claim goes and how much you ultimately recover. If you’ve been hurt on the job and aren’t sure what to do next, our experienced Vermont workers’ compensation lawyers at Sluka Law PLC are here to help. We can walk you through the process, handle communication with the insurance company, and work to protect the benefits you’re entitled to. Contact us today for a free consultation.

Source:

legislature.vermont.gov/statutes/section/21/009/00656